General Security Deed

This General Security Deed creates general security interests over all of the property of the grantor, much like a fixed-and-floating charge.

It has been drafted to comply with the requirements of the Personal Property Securities Act 2009 (Cth) (“PPSA”) and creates:

1️⃣ Security interests over all property of the Grantor to which the PPSA applies; and

2️⃣ A fixed charge over all other property of the Grantor.

This is intended to secure the performance of obligations, including the payment of monies, that the grantor owes to the secured party under specified transaction documents.

Not recommended for Security interests over land -> Seek legal assistance to secure a registered Mortgage

This document can create a fixed charge over land – however, security interests over land cannot be registered on the Personal Property Securities Register and a fixed charge over land will not provide the same level of protection as a mortgage.

Accordingly, if the secured party requires a security interest over land then a registered Mortgage and a Deed of Priority (if there is already a registered Mortgage over the land) are recommended.

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