Does your Australian Credit Card offer complimentary car rental "excess" insurance?

U.S. Federal Law
All Australian States + Territories
New Zealand
Australian Capital Territory
New South Wales
Northern Territory
South Australia
Western Australia
Canstar Research reviewed Australian Credit Cards listed on our database, and found that there are a number of companies that do offer complimentary rental car excess cover with their cards.
Bear in mind that some of these providers offer complimentary rental vehicle excess cover for overseas travel only.
It’s also important to remember that there are eligibility criteria that have to be met for this cover to kick in, which could include things such as charging all or part of travel costs to the card.
Before committing to any particular credit card, check upfront with your provider and read the Target Market Determination (TMD), Key Facts Sheet and other important policy documents so you understand details about any relevant car excess cover.
  • American Express
  • ANZ
  • Bank of Melbourne (Overseas Only)
  • BankSA (Overseas Only)
  • Bendigo Bank
  • Beyond Bank
  • BOQ
  • Commonwealth Bank (Overseas Only)
  • Great Southern Bank (Overseas Only)
  • Heritage Bank
  • HSBC
  • ING (Overseas Only)
  • NAB
  • Qudos Bank (Overseas Only)
  • St.George Bank (Overseas Only)
  • Suncorp Bank
  • Westpac

Source: – 23/11/2023.

Important Notice:

This FAQ is intended for general interest + information only.

It is not legal advice, nor should it be relied upon or used as such.

We recommend you always consult a lawyer for legal advice specifically tailored to your needs & circumstances.